Home care is practical, professional, and personalised support provided from the comfort of a person’s home. It’s designed to empower a person’s independence and help them live safely at home for as long as possible rather than move into a care home in order to receive needed support.
We know what you’re thinking…sounds expensive, right? You may be surprised. In this blog, we discuss home care across Suffolk, Essex and Greater London and the financial support and resources that are available.
What is home care?
Home care is comprehensive care and companionship provided in the familiarity of a person’s home. It’s designed to help a person live at home for longer rather than have to move into a care home in order to have their changing needs met. Because let’s face it…there’s no place like home! Our dedicated carers can help with a range of domestic tasks and personal care duties. We’re even here to accompany you to appointments or simply enjoy a friendly chat over a cup of tea.
The benefits of home care
One of the main benefits of home care is that it eliminates the need to relocate. Rather, you get to remain in the place you love best, surrounded by family, memories, and even pets. In addition, home care provides personalised care that’s specifically tailored to your or your loved one’s needs. After all, there’s no ‘one size fits all’ solution when it comes to care and you deserve to receive care that truly matches your needs, desires, and preferences.
The cost of home care
When thinking about home care, it’s important to consider the fees involved. The average hourly cost of a professional carer is between £20 to £30. It’s important to note that these costs are subject to change at weekends or on bank holidays.
However, you or your loved one may be eligible for local council support. This is determined by a needs assessment, also called a means test. During this financial assessment, your income and savings will be taken into account.
- If your capital is over £23,250, you must pay full fees. This is known as being self-funding.
- If your capital is between £14,250 and £23,250, the local council will fund some of your care. You’ll contribute to the rest.
- If your capital is less than £14,250, the local council will pay for your care. However, they will still take your eligible income into account.
Am I eligible for financial support?
You may also be eligible for additional benefits. The benefits listed below are not means-tested which means they do not take into your account your income and savings:
- Attendance Allowance: available if you need assistance to live independently at home due to an illness or disability and are over State Pension age.
- Personal Independence Payment: available to those who require assistance with daily activities or getting around due to a long-term illness or disability and are under State Pension age.
- Carer’s Allowance: a monetary supplement of £67.70 a week to people who spend at least 35 hours per week providing regular care to someone.
Get in touch
If you or a loved one could benefit from the personalised support of our home care services, we would love to chat. Please do not hesitate to get in touch with one of our friendly staff. We would be happy to provide more information or answer any of your questions.